Private health insurance · Cologne

Your health.
Your future.
Our advice.

Is private health insurance right for your life? We take time for your questions and discuss what makes sense for you in the long term.

Request advice Message us on WhatsApp ↗

In person in Cologne-Poll or in a remote consultation.

✓A personal contact✓Allianz General Agency✓Here for you in Cologne-Poll

More clarity for your decision

Good advice starts
with the right questions.

A premium alone tells you little. What matters is the cover you need and how it fits into your daily life.

What matters to you?

We discuss your expectations for outpatient, hospital and dental care, and explain the differences between the plans under consideration.

What fits your budget?

Premiums and deductibles need to be considered together. We explain the costs clearly, without blanket promises of savings.

What does the future hold?

Family plans, career changes and the long-term cost of premiums are all part of our conversation.

Self-employed people & employees

Your circumstances
set the direction.

Together we assess whether you meet the requirements for German private health insurance and which cover suits your situation.

Discuss your options ↗

Are you self-employed?
We discuss your cover, taking loss of earnings and financial planning into account.
Are you employed?
We first check whether switching is an option and explain the next steps.
Want to understand your cover?
Bring your questions. We begin with a conversation, without rushing a decision.

Allianz Ido & Aref OHG

We look forward
to your questions.

Rowaid Ido & Ido Aref
Siegburger Straße 296 a
51105 Köln-Poll

0176 45697124 ↗rowaid.ido@allianz.de Request health insurance advice ↗Write on WhatsApp now ↗

You can also reach us directly on WhatsApp.

For your first enquiry, your name and the subject are enough. Please do not send diagnoses or medical documents.

Your enquiry in one minute.

Just a few details. We will get back to you personally.

First name *Last name *Email (or phone number)Phone number (or email)Employment status *What is your enquiry about? *Your message (optional)

* Required fields. Please provide at least an email address or phone number. Do not send health information, diagnoses or medical documents.

By submitting this enquiry, you ask us to contact you about it. We use your details to handle your request. For more information, see our Privacy information (German). You are not signing up for advertising or newsletters.

After you complete the form, WhatsApp opens with your prepared message. Please tap “Send” there. Opening WhatsApp alone does not send a message.

Quick answers

Your health insurance questions.

Is private health insurance always cheaper?

No. A meaningful comparison considers the plan, age at entry, individual circumstances, deductible and family situation. We therefore do not make blanket savings promises.

Are certain benefits automatically included?

Your actual cover depends on the selected plan and policy conditions. We explain the scope and any limitations.

How is my family taken into account?

We consider the cover and premiums for each family member separately. Your family plans are an important part of the consultation.

What do I need for my first enquiry?

Your name, a way to contact you and the subject of your enquiry. You can use our short contact form. Personal medical information will be discussed later through a suitable channel.